Become a Notary in New York


So you’d like to learn how to become a notary in New York? You’re in luck! We’ve got all the information you need to send you on your way!

You are eligible to become a notary in the state of New York if:

  • You are either a citizen of the United States or resident alien with a green card
  • You are a resident of New York State or at least have a place of business or an office in New York State.
  • You are at least 18 years of age or older by the date noted on your application
  • You are able to read, write and understand English
  • You pass the state exam for first-time applicants

Also, you are ineligible if…

  • You have been convicted of a violation of the Selective Service Act of 1917, and/or the Selective Service Act of 1940
  • You have been convicted of a felony in New York state or any other state or United States territory

To start the process of becoming a notary, the first thing you must do is obtain an application. Unfortunately, online applications are not available at this time, so you have three options for obtaining one. You can fax a request for an application to (518) 473-6648. You can call the Division of Licensing Services at one of the numbers closest to your area listed below:

  • New York City: (212) 417-5747
  • Albany:(518) 474-4429
  • Binghamton: (607) 721-8757
  • Buffalo: (716) 847-7110
  • Syracuse:(315) 428-4258
  • Utica: (315) 793-2533
  • Hauppauge: (631) 952-6579

Finally, you can mail a request for an application to:

The Division of Licensing Services

PO Box 22001

Albany, NY 12201-2001

Take note: If you’d like to use express mail or FedEx in order to expedite the request for an application, you should mail your request instead to:

Alfred E. Smith Building

80 South Swan Street – 10th Floor

Albany, New York 12210

You have your application in hand, let’s talk about the exam. Don’t panic! If you familiarize and study the Notary Public License Law for the state of New York, you’ll do just fine. Everything you need to know to pass the exam is available here.

Once you have studied and feel confident that you are prepared for the test, visit the Notary Exam official schedule site and choose an exam site that is closest to your area. Exam spots are walk-in and on a first-come-first-served basis, so it’s best that you consider arriving a little early. Make sure you bring the $15.00 exam fee in the form of check or money order made out to Department of State (MasterCard or Visa are also accepted), and one form of current, photo ID from the approved list below:

  • driver’s license
  • state issued identification, such as a non-driver ID
  • military ID
  • United States Passport
  • United States INS issued ID
  • Certificate of US citizenship

The exam is “pass or fail.” You must get at least 70% of the multiple choice questions correct to “pass” the exam. If – no, when – you pass, you will be notified by mail. In the mailing, you will receive a notice saying you passed. Following the instructions in the mailing, including completing the application you received earlier, the original (not a copy) notice verifying you passed the exam, a $60.00 non-refundable registration fee, and a notarized Oath of Office Statement, you must then mail all of the above to:

The Division of Licensing Services

PO Box 22001

Albany, NY 12201-2001

After all those steps are taken, the Secretary of State will send your commission and your official signature, along with your oath of office, will take effect. You will be sent a notary public identification card with your name, address, county and commission.

After you receive your identification card, you’ll want to consider supplies. Even though in New York you’re not required to use a Notary Stamp/Official Seal or an official notary journal, you might want to consider them, as they’ll make your job a lot easier – not to mention that careful record keeping is always a good idea. Any of these items can be purchased at a number of different businesses and websites; a simple search for “Notary Supplies” in your favorite search engine or your area New York Yellow Pages will send you in the right direction.

One other thing before you start your commission, although it’s not required in New York State, you may want to consider some training classes or seminars. We strongly recommend this because knowledge is never a bad thing, and the more you know the easier your job will be. Some insurance companies in New York and other private businesses offer seminars and training sessions; there are many online courses available as well. It’s worth the effort to look into classes such as these; if nothing else than to keep yourself current with the local laws and regulations.

You’re officially a Notary if you’ve followed all of the steps outlined above! Congratulations! Make sure to contact us with your success stories. We always love to hear from you!


Don’t Buy the Stanley MaxSteel 83-069 Multi-Angle Vise Until You Read This!


The Stanley MaxSteel 83-069 Multi-Angle Vise is an amazing vice for those looking to work on a multitude of projects. It is specifically designed to fit snuggly on just about any work surface and has removeable jaw pads to protect surfaces from scratches.

With its swivel ball design, the Stanley MaxSteel 83-069 Multi-Angle Vise can be moved and locked in almost infinite positions, making it one of the most versatile vices on the market. Another cool feature of the Stanley MaxSteel 83-069 Multi-Angel Vice isit’s durable cast aluminium and steel construction, making it sturdy and durable enough for just about any job you can throw at it.

The Good:

  • Can be easily clamped to any table.
  • Table clamp surfaces are rubber coated for surface protection.
  • Can hold objects at any angle.
  • Clamp faces have removeable rubber pads.
  • Vice is small and portable.
  • Great customer service.
  • Well constructed.

The Bad:

  • Does not have teeth in the jaws.
  • Not designed for large heavy duty projects.
  • Hard to find at local retailers.

You should buy this vice because:

  1. Excellent space saving vice for the price.
  2. Is designed to clamp onto any surface.
  3. Will not harm surfaces due to removeable jaw pads.

This vice is perfect for:

  • People who do a lot of woodworking, such as wood carving, cane making, or furniture work.
  • People who do crafts involving small to medium sized objects that need to be held in place.
  • People who need a reliable portable vice to take with them on the go.

Let’s take a look at all of this vice’s features.

  • Infinite lockable positioning with swivel ball design.
  • Easily attaches to most surfaces with integral screw clamp.
  • Durable cast aluminum and steel construction.
  • Removeable jaw pads protect surfaces from damage.
  • 8 inch jaw opening.
  • Weighs 3.6 pounds.
  • Dimensions: 9 inches by 8 inches by 3.5 inches.

Overall, for the price, you won’t find a better deal on a vice grip that offers as much versatility when dealing with small jobs. Sure, there are better vice grips out there, but you’ll be paying a lot more for only a slight increase in performance.


Developed During The Puberty Period Saggy Breasts


The beginning of breast development is amongst the initial indications of puberty in girls; breast buds and pubic hair appear close together. Breast development usually begins about one year prior to the menstrual period starting. The growth takes a number of years.

o In the initial stage (in babyhood), breasts are flat.

o Then is the breast bud stage. In this stage, the breast and nipple are raised to some extent like milk ducts as well as the fat tissue start forming. Moreover, the areola also starts to increase.

o Then the breast begins to get larger. Normally this happens primarily in a conical shape, and afterward in a rounder shape. The areola starts to darken.

o In these early stages of breast expansion, it is the hormone estrogen which drives the growth, resulting fat to be deposited in breast, and milk ducts to develop. This is the moment for the largest development in size.

When the girl is in the menstruation period, the ovaries begin producing progesterone and that alter things. Progesterone results in the milk glands to grow at the ends of milk ducts. This growth reasons less noticeable development size-wise, however is very significant for the job.

Several however not all girls go during a stage where the aerola and the nipple generate a different mound from the real breast. In the duration of breast growth, you might experience some hurt and pain or softness in your breasts. This is very common. Furthermore, the skin might be itching, which is an indication that skin is stretching.

The entire procedure from breast bud stage till pubertal growth generally takes around 3-5 years, although for several girls it might take about ten years. After breast growth in puberty, breast is yet not considered to be fully developed; just pregnancy gets about the fullness of breast development and growth.

The breast development could begin as soon as eight years or as delayed as thirteen years. If the girl doesn’t have breast buds or pubic hair, which is the initial indications of puberty, it is suggested to visit a doctor by 14 years of age. If a girl does not get her menses by age 15, this is known as delayed puberty, and there are a number of possible reasons for it. It is suggested to see a doctor.

Although most of this growth is over in some years after getting your menses, a lot of girls get somewhat rounder as well as fuller breasts in their early 20’s. It is the era whey they get more feminine and mature look with “curves”, leaving skinny teen look behind.

Occasionally, the girl’s breasts keep increasing and keep developing past the typical growth time frame, and turn out to be very large which might cause sagging breast. This state where the breasts do not stop growing is known as juvenile gigantomastia and juvenile macromastia, also known as virginal hypertrophy of breasts. This lady might have suffered from it.


Finance Management Corporate

Finance Management Corporate
Corporate finance management is a branch of finance that refers to the management of financial resources of a company. The main objective of corporate financing is to maximize the company value by making proper allocation of financial resources, along with taking care of the financial risks. Finance management focuses on analyzing the financial problems and devising the universal solutions, which are applicable to all kind of companies.

There are various topics, which are covered under the study of corporate finance such as working capital management, inventory management, debtor’s management, dividend policy, short term and long term financing and financial risk management. Each of the above mentioned subjects make use of different financial tools in deciding the allocation and management of resources among most competing opportunities. It is one of the highly discussed topics due to its own importance in growing economy of any country.

Finance management is an absolute necessity for all types of business organizations. Earlier it used to be the part of overall finance management of a firm. But, over the last one decade, it has emerges as a separate discipline altogether. Today, in both large and medium sizes corporations, there is a dedicated department involved in taking care of the corporate finance management of the company.

Professionals involved in this profession have the responsibility to maximize the company’s profit, shareholder’s wealth, capital budgeting and identifying the areas of financial resource allocation. Since, the areas involved in the discipline are critical and thus require special set of skills in the professionals for efficient handling of the job responsibility. One of the best ways to get into organizational financing is get enrolled into finance management courses, offered by various finance institutes across the country.

Courses in finance help the students to plan and act to resolve the whole conundrum of finance. The course curriculum of the finance courses includes a detailed study of different subjects like micro and macro economics, accountancy, personal and corporate finance, merchant banking, investment banking, financial markets and derivatives, the venture capital, mergers and acquisitions and many others. The detailed study of these subjects gives an overview to the students about the true picture of the industry. Finance courses are a gateway to enter into the world of corporate financing. The future in corporate financing is very bright and is likely to show tremendous growth for next few years to come ahead, which is a positive sign for the aspiring students.